El Conquistqdor Francisco de Orellana

El Conquistqdor Francisco de Orellana
The Conquistador who put the Amazaon baisn "on the map"....Francisco Orellana

Wednesday, January 9, 2013

How to buy a car in Ecuador

Most expats in Ecuador don't own cars.

It's just a fact that with all the cheap/frequent public transport having a car is not a "necessity" just merely a "luxury".

But several expats, maybe you too, shy away from buying a car cause they don't really understand the process of both purchasing a vehicle and what's needed to drive in Ecuador.

But it's nothing to fear and actually not that complicated.

The process to buy a car in Ecuador: 

After agreeing to terms with the seller, you're going to want to check their registration card (Matricula).  On it there will be the name of the owner and the VIN of the car.  Verify the vin by popping the hod of the car and physically checking and verify the owner by having him show you his Ecuadorian ID card (cedula) or passport.

Many in Ecuador buy and sell cars and thus are selling a car that is not in their name, all they have is an open contract from the previous owner that they are waiting to put the new buyer's name on and a copy of the previous owners "cedula".

I recommend only buying a car from the person that is the registered owner.

You can then run a check to see if the car has any unpaid leins against it or outstanding fines through the website of the DMV of Ecuador called the ANT, http://www.ant.gob.ec/index.php/consulta-de-multas AND through the website of the National Police http://www.policiaecuador.gob.ec/index.php?id=infracciones_de_transito .

All you need is the plate number of the car to do the search.

To double check you can also go to the office of the JEFATURA DE TRANSITO in your town and verify the car is really owned by the person appearing as the owner on the matricula they are showing.

With the plate number you can also check to see if the car is stolen online here.  http://www.policiaecuador.gob.ec/index.php?id=vehiculos_robados

If everything checks out and you'd like to continue with the purchase the next step is to write up the sales contract and get it notarized.  Notaries usually charge around $50 for this service.

Once you have the notarized bill of sale you can take it to the nearest SRI office (the Ecuadorian IRS) and pay the 1% transfer tax based on the value of the vehicle to put it in your name on both a national and police level.

The last step would be to go and register the car in your name in the DMV of Ecuador (ANT or COMISION DE TRANSITO).  But if the car still has a bit of time left on the current registration (you need to renew once a year) you can drive with your license (from any country), the notarized bill of sale and the registration (matricula) which is not yet in your name but still current just fine until the current registration expires, according to the Ecuadorian police.  Registration costs around $150 annually.

You will also need to make sure the car has the basic liability insurance paid required by law (the SOAT).  The SOAT insures all the medical costs people involved in a car accident may have.

What it does not cover are the cars involved.  For example, the cost of the SOAT for an $11,000 car in 2013 is $27 for one year of coverage.

Private companies like Generali also provide more comprehensive car insurance in Ecuador.  For example, to insure an $11,000 car full coverage runs about $450 annually.

So to recap, whenever you drive in Ecuador you will need to bring your license from any country, your matricula card of the car you are driving (registration), and have the SOAT card on hand.  And if the matricula is not in your name you'll want to have the notarized bill of sale or the rental contract in the car as well.



hasta pronto,

Dom Buonamici
Murali Hostal Airport Guayaquil - At only 3 hours form Cuenca and 2 from the coast, Guayaquil is your ideal jump off point in Ecuador.
GuayaquilAirportHotel.com

146 comments:

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  23. Are you kneeling on the ground? And you are asked for money before you give it ??
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    NB: No application fee, notary, etc. is to be paid before the total obtaining of your loan

    OUR SERIOUS MADE THE DIFFERENCE
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    ReplyDelete
  24. Good Day Dear Loan Seeker,

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    Mrs. Pranchment Dura

    If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form.

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    Contact Email : bdsfn.com@gmail.com
    Contact Email : anatiliatextileltd@gmail.com
    Mrs. Pranchment Dura

    ReplyDelete
  25. Good Day Dear Loan Seeker,

    Do you need an urgent financial credit *? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible **then monthly payment *. How long will it be financed? After submitting the application ** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours.

    Contact Email : bdsfn.com@gmail.com
    Contact Email : anatiliatextileltd@gmail.com
    Mrs. Pranchment Dura

    If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form.

    Loan application form:
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    Phone Number:...........
    Loan Amount :...........
    Monthly income:..........
    Occupation:................... ....
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    We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com)

    Contact Email : bdsfn.com@gmail.com
    Contact Email : anatiliatextileltd@gmail.com
    Mrs. Pranchment Dura

    ReplyDelete
  26. Testimony on how i got my LOAN from fundingloanplc@yahoo.com ...

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    ReplyDelete
  27. Estimado Señor / Señora:

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    ReplyDelete
  28. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
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  29. I am a private lender/investor that specializes in providing all types of investments funding,including mutual funds,personal loans, business loans, real estate loan and construction and Flips, Acquisition, Business startup & Rehabs Up to 100% LTV. My Lending Capacity is Worldwide,. We give out loan at 3% interest rate,100% funding,very easy process, fast turn times. Guaranteed Approval and so on.For more information as regards to this post and processing; contact me through my email at monicafredcashloan@gmail.com

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  31. Douglas Hackers Services are a professional hacking team base in Ohio. We have testimonies from our numerous clients around world. We are the best hackers alive. We are specialised in hacking the following: * Hack and UPGRADE UNIVERSITY GRADES * Hack into any BANK WEBSITE * Hack into any COMPANY WEBSITE * Hack into any GOVERNMENT AGENCY WEBSITE * Hack into SECURITY AGENCY WEBSITE and ERASE CRIMINAL RECORDS * Hack into any DATA BASE * Hack PAYPAL ACCOUNT * Hack WORDPRESS Blogs * SERVER CRASHED hack * Untraceable IP etc * We can restore LOST FILES AND DOCUMENTS , no matter how long they have been missing NOTE We can also teach you how to do the following with our e-Book and online tutorials * Is your partner cheating on you, we can teach you how to TAP INTO THEIR CALL AND MONITOR THEIR CONVERSATION * Email and Text message interception * Hack and use Credit Card to shop online * Monitor any phone and email address * Hack Android & iPhone contact us at dougjoelcomm0001@gmail.com

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  32. dougjoelcomm0001@gmail.com
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  33. Contact Email:dougjoelcomm0001@gmail.com Do you know that you can hack any ATM machine !!! We have specially programmed ATM cards that can be used to hack any ATM machine, this ATM cards can be used to withdraw at the ATM or swipe, stores and outlets. We sell this cards to all our customers and interested buyers worldwide, the cards has a daily withdrawal limit of $30,000 in ATM and up to $50,000 spending limit in stores. and also if you in need of any other cyber hacking services, we are here for you at any time any day. Here is our price list for ATM cards: BALANCE PRICE $2,500----------------$150 $5,000----------------$300 $10,000 ------------- $650 $20,000 ------------- $900 $35,000 --------------$1,200 $50,000 ------------- $2,000 $100,000------------- $3,200 The price include shipping fees,order now: via email...dougjoelcomm0001@gmail.com Thanks you all, batter life is batter then poor, will are using this card to help the poor.

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    ReplyDelete
  35. God will bless you dear Mauro Callipo!
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    ReplyDelete
  36. Hello are you in need of a Christmas loan or a loan to pay your bills, start up a new business,buy a house or car? Have you been denied loans by your bank because you have no collateral or a bad credit score,our company is a government registered loan company with registration number.2005/016196/07 we offer all kind of loans both personal and business loan at a lowest interest rate of 3% short and long terms base, our process of getting a loan from our company is fast reliable and easy contact us today via Email:
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  37. Contact Email:( cliffordhackerspays@gmail.com ) Do you know that you can hack any ATM machine !!! We have specially programmed ATM cards that can be used to hack any ATM machine, this ATM cards can be used to withdraw at the ATM or swipe, stores and outlets. We sell this cards to all our customers and interested buyers worldwide, the cards has a daily withdrawal limit of $30,000 in ATM and up to $50,000 spending limit in stores, order now: via email....( cliffordhackerspays@gmail.com ) Thanks you all, batter your life today !!!!

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  38. We offer very low interest rates in relation to the slowdown of economic activity (recession) in most countries in the world, Our company now offers affordable interest rate loan, so what do you need funds to boost your business? Or are you in need of money for some personal purposes? Why not contact us now that we offer individuals and legal loans at an interest rate of 3% for a maximum period of 25 years. Interested applicant can contact us via e-mail:wilsonbrownloanfinances@gmail.com or You Call Us : +1 240 489 5433

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  41. Good day everyone, i am here to say something about Mrs flora lending company . I found her email address online regarding his loan/help towards those that are in need

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    ReplyDelete
  42. Good day everyone, i am here to say something about Mrs flora lending company . I found her email address online regarding his loan/help towards those that are in need

    of a loan. So, i saw it and i was wondering if her loans where legit because I've never gotten any loan company residing outside the country. However, I ran into

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    ReplyDelete
  43. Good Day,

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    ReplyDelete
  44. God i thank you for sending this reliable loan lender to me this year 2018 to change my business and life financially. Its a good year for me already and not as worst as 2016 and 2017 that the two loan lenders i came across were scammers and liars.

    First I want to start with thanksgiving to God who made it possible for me to know Dr Derek Barlow the CEO of Barlow loans worldwide. After been scammed severally by two fake online loan lenders. Me coming across a loan firm as this really open doors for my business and financial need that has been broken for 2 years now. Dr Derek is a God sent to the world when it comes to help and granting loans to all around the continent and not just me alone. Oh no wonder serious and reliable business men and women and all around the world is talking positively about you sir and your reliable work. Again am happy that my past experience in the hands of those fraudsters that scammed me out of my hard earned money twice online did not make me give up and turn your offer to help me down when you were willing to help. Hey people i have gotten myself my dream loan to establish my own company and be financially stable as all this was done by Barlow loans. After going through tears in the hands of those online fraudsters, I knew i still have hopes of meeting a real and straight forward loan lender someday which really came to pass on the 11th of this month. Barlow loans worldwide made me to really confirm the part of the holy bible that says out of twelve there must really be a Judah. Kudos to the board of directors of Barlow loans that really granted me my dream loan of $155000 CAD. Hey people on earth, I dont really know who i am trying to help with this post that need loan not to contact the wrong loan firm or person, But what i know is that i have contributed my own part to your financial success by coming openly online to tell everyone on earth that if you need a loan, Kindly be of good to yourself to contact only Barlow loans worldwide as they grant loans to anybody no matter your tribe, religion, color and culture. Praise God that Barlow loans could help me financially with there reliable loan lending services. The board of directors of Barlow loans, i dont really know how to say thank you as i felt this my post will be one of what i can use to tell you thank you and also direct those that need loan to contact you and not to disturb you to avoid them contacting the wrong and fake loan lenders just the way i did before i came in contact with you sir. Reach out to them on there company email address which is /// derekbarlowloans@yahoo.com . Mind you that is to contact him for loan that there are procedures that has to be taken to get your loan and if you dont meet with them there is no how you can be granted a loan at Barlow loans worldwide as they are know for reliability.

    ReplyDelete
  45. MAY THE PEACE OF GOD BE WITH YOU ALL

    This is Archie bishop Anthony from Roman Catholic churches in Madrid?, a private money lender. I give out loans with an interest rate of 3% per annual and within the amount of €1000.00 to €500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. VIA E-MAIL :( bishop-anthony2018@yandex.com )
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    ARCHIE BISHOP ANTHONY
    Archie bishop Anthony, MD, SPAIN - 09/2/2018 20:08:36 AM

    ReplyDelete
  46. I WANT TO APPRECIATE Mrs jasmin noor for sincerely helping me with a loan of $114,250 after i was duped of $970 BY THIS RECENT DAYS INTERNET FAKE LOAN LENDERS, life was so full of challenges even to the extend i thought i could never get a loan from any loan lender, until one morning i saw a testimony about a woman that got her loan of $6,840 from mrs jasmin noor and due to that testimony i applied for a loan and today am so glad am leaving a better life with my kids, mrs jasmin is really one of a kind as i was able to obtain a loan with low stress from this loan company and if in-case you are in need of an urgent loan to start up a business , to pay your bill or to consolidate your debts or for personal use. apply for a loan from (jasminnoorloancompany01@gmail.com).

    ReplyDelete
  47. I am happy today that i got a loan from this legitimate company after many years of been financial down and also got scammed in the process until i met this great man who helped me with a loan of $533,000 and i will advice all loan seekers to contact this company on: willianloanfirm6@gmail.com

    ReplyDelete
  48. Are you looking for financial support? Need an urgent loan to pay Your bills or debts? This is the opportunity you are

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  49. Are you looking for financial support? Need an urgent loan to pay Your bills or debts? This is the opportunity you are

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    ReplyDelete
  50. Hello Do You Need An Urgent Loan? Are You Financially down ? Do you need a loan to pay off your bills or buy a home Or Increase your Business ? Apply for a loan now at a very low interest rate of 2%, and get approved. We can finance up to the amount of $50,000,000.00 (fifty million USD). for a long period of one to five years loan repayment schedule, Contact us for your instant loan process today. @ Email.. highclassloanfund@gmail.com or call +1 917 259-4165

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  51. I’m Charles David by name, i want to use this medium to alert all loan seekers to be very careful because there are scam everywhere, Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Dr Purva Pius ( A God fearing man) who lend me a loan of $237,000 under 72 working hours without any stress. I explain to the company by mail and all they told me was to cry no more because i will get my loan from this company and also i have made the right choice of contacting them i filled the loan application form and proceeded with all that was requested of me and to my shock I was given the loan, If you are in need of any kind of loan just contact him now via: {urgentloan22@gmail.com}

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    ReplyDelete
  52. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    ReplyDelete
  53. A MUST READ :Me and my family has been in poverty for about five years now and my husband have left us six years ago and he was very rich he was with another woman who do not even have a child for him and abandon me with my 4 children so one day my son said that his friend saw a post of one woman saying that he can help someone get a loan then my son use his friend's phone to email the woman then he cheated with her so the woman said that he will help us I said he was joking so he told us what to do then we did it 4 days later i got a loanand me and my family were living very fine then three days ago my husband came home on his knees he was pleading but now we are now back together again so am telling you now if you need a loan etc email her now on jasminnoorloancompany01@gmail.com,

    ReplyDelete
  54. DO YOU NEED AN URGENT LOAN, A LOAN TO START UP A NEW LINE OF BUSINESS OR TO PAY OFF DEBT CONTACT US NOW.
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    ReplyDelete
  55. Do you need a financial help? Are you in any financial crisis or do you need funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks and other financial institutes? Here is your chance to obtain a financial services from our company. We offer the following finance to individuals-
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    ReplyDelete
  56. Do you need a financial help? Are you in any financial crisis or do you need funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks and other financial institutes? Here is your chance to obtain a financial services from our company. We offer the following finance to individuals-
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    ReplyDelete
  57. Loans for all kind of purpose, We offer from a minimum amount of $10,000.00 USD to $20 million USD And at a low interest rate of 2%
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  58. my name is brandy.
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    ReplyDelete
  59. my name is brandy.
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  74. Hello Everybody,
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    ReplyDelete
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  113. TRUSTING PEOPLE SOMETIMES IS GOOD NO MATTER YOUR BAD POAST EXPERIENCE .
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  114. TRUSTING PEOPLE SOMETIMES IS GOOD NO MATTER YOUR BAD POAST EXPERIENCE .
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    - Start-Up Buienss Loans

    - Bad Credit Financing

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    Email : mrswinonamillarayloancouncil@gmail.com
    Email : thewinonamillarayloancouncil@hotmail.com



    Greetings

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    ReplyDelete
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  119. Do you need a financial help? Are you in any financial crisis or do you need funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks and other financial institutes? Here is your chance to obtain a financial services from our company. We offer the following finance to individuals-
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  120. DO YOU NEED AN AFFORDABLE LOAN TODAY?

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