El Conquistqdor Francisco de Orellana

El Conquistqdor Francisco de Orellana
The Conquistador who put the Amazaon baisn "on the map"....Francisco Orellana

Wednesday, January 9, 2013

How to buy a car in Ecuador

Most expats in Ecuador don't own cars.

It's just a fact that with all the cheap/frequent public transport having a car is not a "necessity" just merely a "luxury".

But several expats, maybe you too, shy away from buying a car cause they don't really understand the process of both purchasing a vehicle and what's needed to drive in Ecuador.

But it's nothing to fear and actually not that complicated.

The process to buy a car in Ecuador: 

After agreeing to terms with the seller, you're going to want to check their registration card (Matricula).  On it there will be the name of the owner and the VIN of the car.  Verify the vin by popping the hod of the car and physically checking and verify the owner by having him show you his Ecuadorian ID card (cedula) or passport.

Many in Ecuador buy and sell cars and thus are selling a car that is not in their name, all they have is an open contract from the previous owner that they are waiting to put the new buyer's name on and a copy of the previous owners "cedula".

I recommend only buying a car from the person that is the registered owner.

You can then run a check to see if the car has any unpaid leins against it or outstanding fines through the website of the DMV of Ecuador called the ANT, http://www.ant.gob.ec/index.php/consulta-de-multas AND through the website of the National Police http://www.policiaecuador.gob.ec/index.php?id=infracciones_de_transito .

All you need is the plate number of the car to do the search.

To double check you can also go to the office of the JEFATURA DE TRANSITO in your town and verify the car is really owned by the person appearing as the owner on the matricula they are showing.

With the plate number you can also check to see if the car is stolen online here.  http://www.policiaecuador.gob.ec/index.php?id=vehiculos_robados

If everything checks out and you'd like to continue with the purchase the next step is to write up the sales contract and get it notarized.  Notaries usually charge around $50 for this service.

Once you have the notarized bill of sale you can take it to the nearest SRI office (the Ecuadorian IRS) and pay the 1% transfer tax based on the value of the vehicle to put it in your name on both a national and police level.

The last step would be to go and register the car in your name in the DMV of Ecuador (ANT or COMISION DE TRANSITO).  But if the car still has a bit of time left on the current registration (you need to renew once a year) you can drive with your license (from any country), the notarized bill of sale and the registration (matricula) which is not yet in your name but still current just fine until the current registration expires, according to the Ecuadorian police.  Registration costs around $150 annually.

You will also need to make sure the car has the basic liability insurance paid required by law (the SOAT).  The SOAT insures all the medical costs people involved in a car accident may have.

What it does not cover are the cars involved.  For example, the cost of the SOAT for an $11,000 car in 2013 is $27 for one year of coverage.

Private companies like Generali also provide more comprehensive car insurance in Ecuador.  For example, to insure an $11,000 car full coverage runs about $450 annually.

So to recap, whenever you drive in Ecuador you will need to bring your license from any country, your matricula card of the car you are driving (registration), and have the SOAT card on hand.  And if the matricula is not in your name you'll want to have the notarized bill of sale or the rental contract in the car as well.



hasta pronto,

Dom Buonamici
Murali Hostal Airport Guayaquil - At only 3 hours form Cuenca and 2 from the coast, Guayaquil is your ideal jump off point in Ecuador.
GuayaquilAirportHotel.com

63 comments:

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  2. Any idea what the process is for registering at the Comision de Transito? What documents are required? Is that the one where they also check the chassis no etc., and look for triangle, first aid kit, jack, and fire extinguisher? If not, when does that check become necessary and how does one go about getting that done?

    Many thanks for a really useful article...

    Adam

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  33. dougjoelcomm0001@gmail.com
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  38. Contact Email:( cliffordhackerspays@gmail.com ) Do you know that you can hack any ATM machine !!! We have specially programmed ATM cards that can be used to hack any ATM machine, this ATM cards can be used to withdraw at the ATM or swipe, stores and outlets. We sell this cards to all our customers and interested buyers worldwide, the cards has a daily withdrawal limit of $30,000 in ATM and up to $50,000 spending limit in stores, order now: via email....( cliffordhackerspays@gmail.com ) Thanks you all, batter your life today !!!!

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  42. Good day everyone, i am here to say something about Mrs flora lending company . I found her email address online regarding his loan/help towards those that are in need

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  43. Good day everyone, i am here to say something about Mrs flora lending company . I found her email address online regarding his loan/help towards those that are in need

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  45. God i thank you for sending this reliable loan lender to me this year 2018 to change my business and life financially. Its a good year for me already and not as worst as 2016 and 2017 that the two loan lenders i came across were scammers and liars.

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  46. MAY THE PEACE OF GOD BE WITH YOU ALL

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  47. I WANT TO APPRECIATE Mrs jasmin noor for sincerely helping me with a loan of $114,250 after i was duped of $970 BY THIS RECENT DAYS INTERNET FAKE LOAN LENDERS, life was so full of challenges even to the extend i thought i could never get a loan from any loan lender, until one morning i saw a testimony about a woman that got her loan of $6,840 from mrs jasmin noor and due to that testimony i applied for a loan and today am so glad am leaving a better life with my kids, mrs jasmin is really one of a kind as i was able to obtain a loan with low stress from this loan company and if in-case you are in need of an urgent loan to start up a business , to pay your bill or to consolidate your debts or for personal use. apply for a loan from (jasminnoorloancompany01@gmail.com).

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  48. I am happy today that i got a loan from this legitimate company after many years of been financial down and also got scammed in the process until i met this great man who helped me with a loan of $533,000 and i will advice all loan seekers to contact this company on: willianloanfirm6@gmail.com

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  52. I’m Charles David by name, i want to use this medium to alert all loan seekers to be very careful because there are scam everywhere, Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Dr Purva Pius ( A God fearing man) who lend me a loan of $237,000 under 72 working hours without any stress. I explain to the company by mail and all they told me was to cry no more because i will get my loan from this company and also i have made the right choice of contacting them i filled the loan application form and proceeded with all that was requested of me and to my shock I was given the loan, If you are in need of any kind of loan just contact him now via: {urgentloan22@gmail.com}

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  55. A MUST READ :Me and my family has been in poverty for about five years now and my husband have left us six years ago and he was very rich he was with another woman who do not even have a child for him and abandon me with my 4 children so one day my son said that his friend saw a post of one woman saying that he can help someone get a loan then my son use his friend's phone to email the woman then he cheated with her so the woman said that he will help us I said he was joking so he told us what to do then we did it 4 days later i got a loanand me and my family were living very fine then three days ago my husband came home on his knees he was pleading but now we are now back together again so am telling you now if you need a loan etc email her now on jasminnoorloancompany01@gmail.com,

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